- Lenders

Interest Personal Loan – current Interest Rates

How much interest do you pay for a Personal loan at Bank? The interest on a Personal loan depends on the amount of the loan. The interest on a Personal Loan is always fixed, it does not change during the term. Take a look at our low interest rates below or calculate the interest on the Personal loan.

Interest Rates of a Personal Loan at Bank

The interest rate of a Personal loan has a fixed interest rate. Take a look at our low interest rates on loan amounts and maturities below. These are to the state of January 1, 2019.

Duration 24, 36, 48, 60 or 72 months

€ 5.000, – to € 9.999, – 6.0%
€ 10,000, – to € 14,999, – 5.5%
€ 15,000, – to € 24,999, – 5.5%
€ 25,000 to € 34,999. 5.5%
€ 35,000 to € 50,000. 5.5%

Duration 84, 96, 108 or 120 months

€ 5.000, – to € 9.999, – 6.0%
€ 10,000, – to € 14,999, – 5.5%
€ 15,000, – to € 24,999, – 5.5%
€ 25,000 to € 34,999. 5.5%
€ 35,000 to € 60,000. 5.5%

 

 

Example calculations

24 months

Credit amount

Fixed debit interest

Annually
cost-
percentage
Duration

Monthly amount

Total price

of credit

€ 5,000 6.0% 6.0% 24 months € 221.25 € 5,309.88
€ 15,000 5.5% 5.5% 24 months € 660.53 € 15,852.78
€ 25,000 5.5% 5.5% 24 months € 1,100.89 € 26,421.30

 

36 months

Credit amount

Fixed debit interest

Annually
cost-
percentage
Duration

Monthly amount

Total price

of credit

€ 5,000 6.0% 6.0% 36 months € 151.75 € 5,462.99
€ 15,000 5.5% 5.5% 36 months € 452.03 € 16,273.17
€ 25,000 5.5% 5.5% 36 months € 753.39 € 27,121.96

 

48 months

Credit amount

Fixed debit interest

Annually
cost-
percentage
Duration

Monthly amount

Total price

of credit

€ 5,000 6.0% 6.0% 48 months € 117.06 € 5,618.93
€ 15,000 5.5% 5.5% 48 months € 347.93 € 16,700.74
€ 25,000 5.5% 5.5% 48 months € 579.89 € 27,834.56

 

60 months

Credit amount

Fixed debit interest

Annually
cost-
percentage
Duration Monthly amount

Total price

of credit

€ 5,000 6.0% 6.0% 60 months € 96.29 € 5,777.69
€ 15,000 5.5% 5.5% 60 months € 285.59 € 17.135.45
€ 25,000 5.5% 5.5% 60 months € 475.98 € 28,559.09

 

72 months

Credit amount

Fixed debit interest

Annually
cost-
percentage
Duration Monthly amount

Total price

of credit

€ 5,000 6.0% 6.0% 72 months € 82.49 € 5,939.26
€ 15,000 5.5% 5.5% 72 months € 244.13 € 17,577.29
€ 25,000 5.5% 5.5% 72 months € 406.88 € 29,295.49

 

 

84 months

Credit amount

Fixed debit interest

Annually
cost-
percentage
Duration Monthly amount

Total price

of credit

€ 5,000 6.0% 6.0% 84 months € 72.66 € 6,103.64
€ 15,000 5.5% 5.5% 84 months € 214.60 € 18,026.24
€ 25,000 5.5% 5.5% 84 months € 357.66 € 30,043.74

 

 

96 months

Credit amount

Fixed debit interest

Annually
cost-
percentage
Duration Monthly amount

Total price

of credit

€ 5,000 6.0% 6.0% 96 months € 65.32 € 6,270.80
€ 15,000 5.5% 5.5% 96 months € 192.52 € 18,482.28
€ 25,000 5.5% 5.5% 96 months € 320.87 € 30.803,79

 

 

108 months

Credit amount

Fixed debit interest

Annually
cost-
percentage
Duration Monthly amount

Total price

of credit

€ 5,000 6.0% 6.0% 108 months € 59.64 € 6,440.74
€ 15,000 5.5% 5.5% 108 months € 175.42 € 18,945.36
€ 25,000 5.5% 5.5% 108 months € 292.37 € 31,575.60

 

 

120 months

Credit amount

Fixed debit interest

Annually
cost-
percentage
Duration Monthly amount

Total price

of credit

€ 5,000 6.0% 6.0% 120 months € 55.11 € 6,613.44
€ 15,000 5.5% 5.5% 120 months € 161.80 € 19,415.46
€ 25,000 5.5% 5.5% 120 months € 269.66 € 32,359.11

This is a non-ongoing money credit. Other amounts are possible. Review and registration with Bureau Krediet Registratie in Tiel. In establishing these examples, we assume that no additional repayments are made and that the installments are paid as agreed.

With an application you will receive the applicable standard information, which is also available on Bank. Bank does not give advice. You must decide for yourself whether the desired financial product matches your wishes, needs and personal situation. On Bank the applicable general conditions, privacy statement and disclaimer are available.

Fixed interest

If you take out a Personal Loan, the interest is fixed. A fixed rate means that you pay a fixed percentage over the entire period of the loan. With a Personal loan you therefore have the guarantee that the interest remains the same. Does the market interest rate fall during the period that you have a Personal Loan? The interest you pay for your loan does not. But does interest increase? In that case, the interest on your loan will not increase and you will continue to pay the same amount. This way you know exactly where you stand beforehand.

One interest rate for everyone

At Bank we have one interest rate. This means that the interest is the same for everyone. The interest rate of a Personal loan with Bank does depend on the desired loan amount. Bank therefore does not base its interest on the individual risk of the customer. This way you know exactly where you stand in advance. Curious about our interest? Calculate here the interest and the total costs of a Personal loan.

Interest rate of a Personal loan at Bank

The Personal loan from Bank has a fixed interest rate. Take a look at our low interest rates on loan amounts and maturities below. These interest rates are valid from 1 January 2019.