- Lenders

Renovation Loan

A renovation or renovation is a complete expense, for which you may want to borrow money. Are you considering a second mortgage or raising the existing mortgage? That is possible, but there are often additional costs involved, so you are better off with a loan from Bank. A loan with clear conditions and a favorable interest rate. So you immediately know what it is like and especially do not pay too much. Read more about the advantages of borrowing for a renovation .

Bank is clear about borrowing. That is why we would like to inform you as completely as possible about what money borrowing from Bank entails. We work without hidden costs, so there are no surprises. Moreover, you can always pay off without penalty at Bank. Simply calculate your monthly amount for a personal loan or revolving credit and request a free quote online.

1 How much do you want to borrow?

2 What do you want to borrow for?

make a choice Purchase or conversion house Car / motor / boat / caravan Computer / electronics / white goods Furnishing house / garden Acquisition or redemption of other loan (s) Otherwise, namely: 721

3 Would you like to be able to withdraw money temporarily within your credit limit?

Yes No. 721

4 Compare a Personal loan with a revolving credit

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Personal loan

The maximum loan amount for a Personal loan is . With a Personal Loan you can withdraw and repay amounts up to the credit limit.

Choose your term:

Monthly amount:  
Duration:  
Fixed debit interest rate:  
Annual percentage rate:  
Total to pay by you:  

Offer Personal loan Calculate with

Are you sure?

For question 3 you indicate that you do not need flexibility. A Personal loan will then better suit your preference.

With a Personal loan you lend a fixed amount once. The interest, repayment and maturity are fixed in advance.

Monthly amount:  
Theoretical duration:  
Variable debit interest rate:  
Annual percentage rate:  
Total to pay by you:  

Quotation Continuous credit Revolving credit Quotation is without obligation.

Features Personal loan

  • Fixed interest
  • Pay off without a penalty
  • Fixed term

Features Continuous credit

  • Variable interest rates, these can rise or fall
  • Pay off without a penalty
  • Variable running time

Calculation example Personal loan

The term of a Personal loan is at least 20 months and a maximum of 120 months.

Credit-
amount
Month-
amount
Fixed
debit interest
Annually
cost-
percentage
Fixed
maturity
months
Total price
from the
credit
€ 5.000, – € 82.49 6.0% 6.0% 72 € 5,939.26
€ 15,000 € 244.13 5.5% 5.5% 72 € 17,577.29
€ 25,000 € 406.88 5.5% 5.5% 72 € 29,295.49

 

This is a non-ongoing money credit. The chosen term and the associated monthly costs are fixed. Repaid amounts can not be withdrawn again. Reference date 1 January 2019. For each credit class, a maximum interest rate applies as currently shown in the above table (now a maximum of 5.5% to 6%). Your interest will not be changed during the term of your Personal Loan. The Annual percentage rate of a Personal loan is equal to the interest. With the exception of the interest, no additional costs are charged.

Calculation example Continuous credit

Credit amount

Variable debit interest

Annually
cost-
percentage
Theoretical
Duration
Monthly amount

Total price

of credit

€ 5.000, – 6.0% 6.0% 58 months € 100 € 5,743.53
€ 15,000 5.5% 5.5% 57 months € 300 € 17,015.91
€ 35,000, – 5.5% 5.5% 57 months € 700 € 39,703.79

 

This is a continuous money credit. The chosen term and the associated monthly costs are variable. You can re-enter reimbursed amounts. There is a discount rate of 2% on the credit limit. Reference date of interest 1 January 2019.